Condo & Townhouse Coverage Whether you prefer a downtown high-rise, a loft-style condo conversion or a small complex in a serene setting. Condos and townhomes often feature special amenities to improve your living experience. But your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect.
Cover your personal property and liability with condo insurance.
Better coverage at home
As a condo owner, you have unique requirements for protecting your property, because your building and your individual unit have separate needs. While your condo association may have an insurance policy, only condo insurance covers your personal property and personal liability — so you can rest assured that you’re personally protected.
A condo policy can cover:
- Damage to your furniture, clothing, appliances, and other personal items
- Your personal belongings, whether they’re in your home or elsewhere
- Common loss assessments made by the condo association for all unit owners
- Your personal liability in the event someone is injured or their property is damaged
You can also select policy enhancements and add-ons such as valuable items coverage or extra coverage for your belongings for full replacement costs regardless of depreciation.
Savings for home security and more
Along with our competitive rates, you can get an array of money-saving discounts based on factors like your claim history and your condo’s security features, such as smoke detectors, dead bolts, fire extinguishers, and alarm systems.